Hassle-Free PCP Claim Back Services

Did you purchase a car on finance before 28 January 2021? If so, you could be owed thousands in compensation. Enter your vehicle registration number to see if you are eligible for compensation. It only takes 2 minutes .

How it works
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Why choose us for PCP claims?

Expert PCP Claim Back Specialists

Our team has extensive experience in handling PCP claims, ensuring you get the best possible outcome.

No Win,
No Fee

We operate on a no-win, no-fee basis, so there’s no financial risk to you.

Quick and Easy Process

Our streamlined process means you can start your claim with minimal hassle.

Proven Track Record

We’ve successfully reclaimed millions for our clients.

How to Start Your PCP Claim

Starting your PCP claim back process with us is simple

  • 1
    Free Online PCP Claim Checker

    Use our free no-obligation claim checker to start your claim today.

  • 2
    PCP Claim Assessment

    Our experts will assess your PCP agreement and determine if you have a valid claim.

  • 3
    PCP Claim Submission

    We handle all the paperwork and submit your PCP claim.

  • 4
    PCP Claim Negotiation

    We negotiate with the finance company on your behalf to ensure you receive the maximum PCP claim back compensation.

About us

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Dedicated to providing honest & transparent PCP claim back services

Our mission is to help consumers who have been mis-sold PCP finance agreements to reclaim their money. With a team of experienced professionals, we offer a comprehensive and compassionate approach to every claim.

Are you eligible for a PCP claim back?

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You Were Not Clearly Informed About the Total Cost of the Finance Agreement

If the full costs of your PCP agreement, including interest rates, monthly payments, and additional fees, were not transparently disclosed, you may have grounds for a claim. Hidden costs can significantly impact affordability and constitute mis-selling.

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The Terms of the Agreement Were Not Properly Explained

A PCP agreement can be complex, and it’s essential that all terms and conditions were clearly explained to you. If you were rushed through or did not fully understand the agreement details, this could be a basis for a claim back.

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You Were Not Given Accurate Information About the Mileage Limits

PCP agreements often include mileage limits with penalties for exceeding them. If these limits were not accurately disclosed or you were misled about their impact, you might be entitled to a claim. Clear understanding of mileage limits is crucial.

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The End-of-Contract Fees Were Not Disclosed

If fees associated with returning the car, purchasing it, or closing the contract were not clearly disclosed at the start, you may have been misled. Unexpected end-of-contract fees can be a significant issue and may qualify you for a claim back.

Start your claim now

How it works
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FAQ

  • What is a PCP finance agreement?

    A PCP (Personal Contract Purchase) agreement is a type of car finance deal where you pay a deposit and then make monthly payments for a set period. At the end of the term, you can either pay a balloon payment to own the car, return the car, or trade it in for a new one.

  • How long does the PCP claim process take?

    The duration of the PCP claim process can vary, but we aim to resolve most claims within a few months.

  • Is there a time limit for making a PCP claim?

    Yes, there is a time limit for making a PCP claim, typically six years from the date the agreement was made or six years from when you first became aware of the issue.

  • What are the costs involved in making a PCP claim?

    No payment is required to process your claim. UK Claim Experts offer a 35% claim processing fee that is taken from the final settlement from lender. If the claim is unsuccessful, you will not incur any costs.

  • What can I claim back if my PCP agreement was mis-sold?

    If your PCP agreement was mis-sold, you could claim back any extra charges incurred, the difference between what you paid and what you should have paid, and potentially additional compensation for distress and inconvenience.

  • How do I know if my PCP agreement was mis-sold?

    Common signs of a mis-sold PCP agreement include not being informed about the total cost, terms not being properly explained, inaccurate information about mileage limits, and undisclosed end-of-contract fees. If you experienced any of these issues, your PCP agreement may have been mis-sold.

  • Can I make a claim if I have already finished my PCP agreement?

    Yes, you can still make a claim if you have completed your PCP agreement, as long as it falls within the time limit, typically six years from the date of the agreement or from when you became aware of the issue.

  • What if I no longer have my PCP agreement documents?

    If you no longer have your PCP agreement documents, don’t worry. Our team can often obtain the necessary information from the finance company on your behalf to proceed with your claim .

Contact us today

Don`t wait any longer to reclaim your money. Contact us today to start your PCP claim back process. Email us at hello@ukclaimexperts.com or fill out our online form to get started.

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You have already registered a claim for this vehicle

It looks like you already have an active claim for this vehicle. Please send us an email to hello@ukclaimexperts.com from the email address you used during registration and we’d be happy to update you on the progress of your claim.

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